Moreover,
in the processing of your loan request, third party hard
money costs may be incurred by the mortgage broker(s)
and/or lender(s) herein. Whereas, by submitting your application
online through this website, or by any other means, you
understand that you will be held liable to pay these costs,
and any other incurred fees on your behalf, regardless
of your loan applications approval or denial, and that
prepayment of these fees will be required if you chose
to continue after your initial Loan Officer consultation.
For further clarification, in applying for a loan with,
or though the mortgage companies/lenders herein, they
at their sole discretion may charge a refundable and/or
nonrefundable fee for such things as, but not limited
to, Credit Report Fees and/or Appraisal Fees on your behalf.
Be it understood that since these are usually third party
costs, that once these costs have been incurred by the
mortgage broker or lender that they are nonrefundable,
regardless of your loans outcome.
Whereas,
if your loan(s) is approved, these costs can normally
be rolled into the loan so you do not have to pay for
them out of pocket, or if you have paid them, they can
be reimbursed back to you, depending upon how you work
this with your Loan Officer, Mortgage Broker or Lender.
Ask them for details.
Furthermore,
by submitting your application online through this website
to said mortgage broker or lender, you hereby agree to,
and hereby authorize them to view your personal and/or
business information, pull credit, order appraisals and
any other paperwork as needed in the processing of your
loan application, and to be responsible for such in cooperation.
It
is the responsibility of the mortgage brokers and/or lender
to enforce the collection, reimbursement, or refund (if
applies) of such fees collected or to be collected. WebCard
Systems and HomeLoansOnline.tv is not, and does not, collect
fees from borrowers or potential borrows at anytime, and
is not responsible for any refund of such fees, etc..
Whereas,
if any payments are made via a link through this website,
the payment will go directly to the mortgage broker/lender
that you are applying with, not WebCard Systems or HomeLoansOnline.tv.
If at any time moneys are to be refunded, WebCard Systems
and HomeLoansOnline.tv is not responsible for such, you
must deal directly with the one that you made your payment
to.
HomeLoansOnline.tv
is owned and operated by WebCard Systems. WebCard Systems
is a contracted Web Development and Internet Marketing
Company for the said mortgage companies and lenders represented
herein. WebCard Systems is not a mortgage company or lender
and we do not have any control, responsibility or obligation
over your loan process or approval. Your use of this website
dictates your understanding and agreement of these statements,
as well as all other statements outlined within this website,
including the legal section herein.
Moreover,
by submitting the "online application", (and
all references to a "application" herein in
any form), you understand that this is not an "loan
origination", but only a "pre-application"
request for information, and that your loan origination
will happen directly with you, and the Mortgage Company/Lender
that you choose to work with. WebCard Systems, HomeLoansOnline.tv
and the ownership thereof does not at anytime origination
loans, and is hereby release of any obligations or liabilities
from such.
Again
for clarification, WebCard Systems, HomeLoansOnline.tv
and the ownership thereof is not a mortgage broker or
lender, and we do not originate loans. All loans must
be originated directly with your state broker/lender.
